Barker Martin

Condo-HOA Blog - Insurance Coverage

Suit Limitations

If an Association fails to act in a timely matter, its suit will be lost forever. read more

Guiding Principles for Enforcement Hearings

Since our enforcement hearing presentation at WSCAI's Made for Managers Day a couple of weeks ago, we have been getting a lot of feedback on the variety of procedures employed for community association enforcement hearings, generally with the question "is it okay to do it this way?" First, a big thanks to all of you who attended our presentation (and MFMD 2017 in general)! Second, the primary takeaway from our presentation and, for those of you who did not attend, for enforcement hearings in general is twofold: 1) Follow your governing documents; and 2) be reasonable. read more

Pre-Existing Conditions

It is difficult to turn on the news or open a newspaper (do people still do that?) without hearing a discussion of pre-existing conditions. The discussion relates to replacement of the Affordable Care Act (ACA). I am fortunate that employer-provided health insurance isn't impacted by the ACA, as my affinity for burritos could actually qualify as a pre-exiting condition subjecting me to increased premiums. While I do not purport to be a health insurance attorney, there are other areas of insurance impacted by pre-existing conditions. Understanding these issues could be the difference between an insurance denial and a substantial recovery. read more

I Don't Think We're in Kansas Anymore

Kansas, of course, is in the heart of Tornado Alley and home to the most famous tornado of them all: the one that swept Dorothy into the Land of Oz. Recently, however, Oregon and Washington felt the effects of multiple tornadoes. Two tornadoes touched down in Oregon in October. Tornado warnings were also issued for several cities in Washington. The tornadoes and strong winds wreaked havoc on homes across Oregon and Washington. Although not frequent, tornadoes do occasionally touch down in both Oregon and Washington. Because we are not accustomed to tornadoes, many are probably wondering whether their homes and associations are covered. Fortunately, property damage caused by strong winds and tornadoes are typically covered under standard homeowner policies. To be safe, a simple phone call to your broker or agent will confirm the coverage. read more

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